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FTB Mortgages The significance of protection

The significance of protection has never been greater.

Most people want to do the right thing and make sure that they and their loved ones are financially protected should the worse happen, the problem is knowing which policies will work best for you and your family. This is where we can help!

In a life changing scenario, the value of having the right cover in place cannot be underestimated so why wouldn’t you take professional advice on this important area of your financial well-being, rather than relying on a comparison website or a workplace scheme, that does not understand you, your circumstances, or your priorities?

There are a range of scenarios that we can arrange protection for; whether it is ensuring the family home is secured by repaying the mortgage in the event of serious illness or death or making sure there is a legacy provided for your dependents or putting in place a policy to make sure you continue to have an ongoing income if you were no longer able to work due to illness or injury. Whatever the scenario we can advise on the best way to protect against it.

In our experience the reason most people without cover don’t have any is either;

– because they don’t want to think about it or

– because they don’t want to be sold to.

Not thinking about something does not mean it won’t happen and in terms of selling we are exactly the same! Our approach to this matter is to have a straight-forward but sensitive conversation, so you can fully understand any risks to yours or your family’s financial future and what solutions are available to address these risks. Once you have the options available you will then be able to make an informed decision of what to put in place, if anything.

So whether you are interested in finding out what your options are or you want to review your current plans, give us a call and we will be happy to assist.