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FTB Mortgages residential-further-advances

  • Buying your first property – Guiding you through the house buying and mortgage process from initial meeting to getting the keys to your first home. You haven’t bought a home before, so why does everyone assume you should know how it works? We will be on hand for whatever you need during that journey and to answer any questions you have along the way. There is no such thing as a silly question!
  • Moving Home – Moving home is one of the most stressful things you can do, we will be there every step of the way, to guide you through all the available options, help reduce the stress involved by working with your estate agents and solicitors, or just being on hand for a chat as and when you need us. From initial enquiry through to completion, let us know what we can do to help and we will.
  • Remortgaging at the end of a product deal – It doesn’t always pay to be loyal to your bank, so when your deal is 6 months from the end, you should start exploring your options. You will have changed a lot from when you first took out your mortgage, so it is important that your new deal going forward reflects the new you and your circumstances.
  • Debt Consolidation – While consolidating other debt into your mortgage, in our opinion, should only be a last resort due to the extended term and it becoming secured against your home, after understanding you and your circumstances we can give you honest, straightforward advice about the advantages and disadvantages of this approach so you can make an informed decision.
  • Further Advances – Sometimes you may need to raise additional funds half-way through your existing mortgage but do not want to pay the Early Repayment Charges involved with completely remortgaging. We can advise on and arrange additional lending through your existing lender on your behalf.
  • Product Transfers – At the end of your current mortgage deal your existing lender may offer you a new rate. We can review this option for you and compare it to what is available on the rest of the market so you can be certain that the deal that you go for is the right one for you.
  • Buy to Lets and Let to Buys – Whether you are looking to buy your first investment property or already have a portfolio of properties, we can find the most appropriate financing based on your goals and aspirations

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate buy to let mortgages.